Dear colleagues:

Regarding equity-related fund flows between branches and the parent company, what operational path should be followed? This refers to the best practices for arranging the transfer and centralization of funds when cash exceeding daily operational needs accumulates in branch accounts.

Specifically, the following key points need to be considered:

  • Clarify the legal and tax implications of fund transfers to ensure compliance with local regulatory requirements;
  • Assess whether an internal cash pool or centralized management mechanism is applicable;
  • Establish a clear approval process and authorization hierarchy to avoid compliance risks;
  • Regularly review the cash holding levels of branches and set reasonable upper limits.

We look forward to hearing your practical experiences and suggestions. Thank you.