Dear seniors,

I currently hold a Bachelor of Science (BSc) in Chemistry and have been working as a finance assistant for the past two years. I am preparing for the CIMA qualification but have only completed 1 exam in a year. I find it difficult to balance work and study, often feeling exhausted after work each day and unable to revise effectively (I was diagnosed with ME/chronic fatigue syndrome a few years ago).

Over the past two years, I have saved up a considerable amount, so I am hesitating: whether to take a year off to focus on exam preparation, or to continue working and study at a slow pace. I understand that the exams only get progressively harder, and there are no exceptions—I must first complete the foundational certificate (4 more exams), then complete the full professional certificate (12 exams in total).

I would like to seek advice from senior accountants or finance directors (employers). I have heard two very different opinions: colleagues support taking time off, while recruiters advise against it (though I understand they may have a bias). This decision is causing me a lot of stress, and any help or advice would be greatly appreciated.

Many thanks,

Suzy